This page contains basic information about a company.
At this stage, you have already clicked on "Ny" and Imported a new company to start a credit proposition. You can also type in everything manually.
Most of the information on this page is automatically replenished with data from credit reporting companies.
In the fields that are white and where information is missing or incorrect / need to be changed, just enter the information.
AML risk category (optional / bank specific) must be specified and information regarding the level to be specified can be obtained from the form called "KYC / AML / Real principal
Intern riskklass / internal risk class (optional / bank specific) - fill in the risk class that the bank has decided to give this specific company
Risk of default (PD) is a UC risk forecast and indicates the probability that the company will end up in bankruptcy within 12 months and is measured as a percentage. You can unlock this field and enter a different percentage of decisions if made by the credit department.
Loss Given Default (LGD) measures how much money a lender expects to lose if a borrower defaults on a loan, after accounting for any recoveries such as collateral or repayments. You can unlock this field and enter manual values.
Expected Credit Loss (ECL) represents the estimated amount of credit losses a lender expects to incur on a financial asset, such as a loan or receivable, due to the possibility of borrower default.
If it is a billing address other than the visiting address, tick that box and fill in the address information
Image
