These settings are registered by the Credit Department at the bank.

Here it is stated which interest rate and which amortization rate the company must be able to handle in a "Kreditkalkyl" / "Credit calculation".

When the loan / financing is registered under the page "Applied financing", the forecasts for credit calculations shall be calculated with an increased cost base for the new loans in accordance with these regulations.

The key figures under the "Kreditkalkyl" / "Credit calculation" column on the Overview page (highlighted in red in the picture below) are based on how well the key figures develop after costs for loans according to Credit Rules affect financial outcome. Note that the “Kreditkalkyl” / “Credit calculation” feature is optional and may not be visible for your banks configuration.

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