These settings are registered by the Credit Department at the bank.
Here it is stated which interest rate and which amortization rate the company must be able to handle in Kreditkalkyl.
When the loan / financing is registered under Page "Applied for loan", the forecasts for Credit Calculation shall be calculated with an increased cost base for the new loans in accordance with these regulations.
The meter "Bedömning återbetalningsförmåga " / "Assessment Repayment ability" and Key Figures "Kreditkalkyl" "Credit calculations" on the Overview page (highlighted in red in the picture below) are based on how well the key figures develop after costs for loans according to Credit Rules affect financial outcome.
